How Do Homestead Exemptions Work in Dallas, TX?

How do Homestead Exemptions Work in Dallas?

Texas homeowners living in a house, condo, manufactured home, or other structures on property classified as their primary residence are likely eligible for a reduction of the property taxes they owe. Like anyone else in the Lone Star State, homebuyers in the city of Dallas can also benefit from these exemptions. By exploring this guide and learning how to qualify and apply for Texas homestead exemptions in Dallas and surrounding counties, property owners will discover how to reduce their taxes. 

What is a Homestead Exemption?

What are Homestead Exemptions?

Sales taxes and local property taxes represent the two most significant sources of tax-based revenue for the state of Texas. Each county in the state has an appraisal district responsible for assigning a value to property within its boundaries and collecting taxes based on that valuation. That’s why there are some Dallas suburbs with lower property taxes than others. Several different entities in each county typically impose appraisal-based taxes, including school districts, individual cities, and certain special districts like flood control or MUDs.

If you just purchased one of Dallas’ luxury homes, you’re likely wondering what your property tax bill will look like and how you can lower it. An exemption allows an owner to reduce the taxable value of their property under certain conditions, thus lowering their tax bill. The most common of these tax reductions is the residence homestead exemption, whereby Texas mandates a $40,000 exemption on school district taxes for qualifying properties. Additional exemptions are available for seniors over 65, disabled persons, military veterans, and surviving spouses. Local taxing entities may also offer further exclusions.  

Suppose the appraiser in your county values your Garland new construction home at $300,000. With the state-required standard exemption, the taxable amount of your homestead is lessened by $40,000, so you only pay property taxes on a value of $260,000. If your homestead is eligible for additional exemptions, you’ll be able to write down your tax bill even more.   

Texas Homestead Exemption FAQ

How do Homestead Exemptions Work in Texas?

How Much is a Homestead Exemption in Texas?

The Texas tax code stipulates a $40,000 residence homestead exemption for all qualified property owners. Other sections of the tax code provide additional write-downs, and local taxing units also have the option to offer further exemptions.

For example, local taxing entities can choose to offer separate homestead exemptions of up to 20% of the property’s appraisal but not less than $5,000. And, in counties that collect certain flood-control and farm-to-market taxes, an additional $3,000 exemption applies. 

Homestead owners aged 65 or older, disabled persons, military veterans, and surviving spouses may also be eligible for further exemptions. Check your county’s appraisal district website for rules and regulations specific to where you live.

How Do I Apply for an Exemption and Fill Out a Homestead Exemption Form?

Submit applications for the standard $40,000 residential homestead exemption and any required documentation to the appraisal district in the county where the property is located. Links to individual counties’ downloadable homestead exemption forms are provided by the Texas State Comptroller

To qualify for a homestead exemption, the owner must successfully verify that they hold title to the property and that it is their principal residence. Once an exemption is received, homeowners need not reapply unless notified otherwise by the appraisal district. 

What is the Homestead Exemption Form Deadline in Texas?

Completed homestead exemption applications, including all required documentation, must be received no later than April 30 of the year you’re applying. Late homestead exemption filings may be accepted for up to two years beyond the delinquency date, usually February 1.

Homestead Exemptions in Dallas County

How Do Homestead Exemptions Work in Dallas County, TX?

The Dallas Central Appraisal District (DCAD) oversees property taxes and exemptions for homeowners in Dallas County, including Dallas, the city of Irving, the city of Garland, and several others.

Dallas County offers resident homestead exemptions of $100,000 for age 65 or older and disabled persons. School districts, cities, and several special districts in Dallas County also offer local optional homestead exemptions ranging up to 20%.

Eligible property owners enjoy the convenience of filing homestead exemption applications online. Select the appropriate link from your account details page on the DCAD website to apply online and follow the included instructions. Otherwise, all homestead exemption forms are available for download. Print, complete, and return by mail or in person. 

Mailing Address:

Dallas Central Appraisal District 

2949 N Stemmons Freeway, Dallas, TX 75247

Physical Address:

Dallas Central Appraisal District

2949 N Stemmons Freeway, Dallas, TX 75247

Phone: (214) 631-0910

Dallas County Appraisal District Resources

Links to more information and resources for property taxes and homestead exemptions in Dallas County can be found on the Dallas Central Appraisal District website.

Homestead Exemptions in Tarrant County

How Do Homestead Exemptions Work in Tarrant County, TX?

Property taxes and homestead exemptions in Tarrant County fall under the purview of the Tarrant Appraisal District (TAD). Tarrant County’s jurisdiction includes the city of Fort Worth, the city of Arlington, and the city of Southlake, to name a few.

Cities, schools, and special districts throughout Tarrant County offer additional local option homestead exemptions up to 20%. Residents over the age of 65 and disabled persons also receive varying degrees of relief from the different Tarrant County taxing entities, with exemptions as high as $50,000 and more in some communities.

Tarrant County residents can complete and submit their residential homestead exemption application online. Conversely, property owners may also download and print completed TAD forms and return them by mail or in person.

Mailing Address:

Tarrant Appraisal District 

2500 Handley Ederville Road, Fort Worth, TX 76118

Physical Address:

Tarrant Appraisal District

2500 Handley Ederville Road, Fort Worth, TX 76118

Phone: (817) 284-0024

Tarrant County Appraisal District Resources

Additional information and resources for Tarrant County property taxes and homestead exemptions are available on the Tarrant Appraisal District website. 

Homestead Exemptions in Denton County

How Do Homestead Exemptions Work in Denton County, TX?

The Denton Central Appraisal District (DCAD) manages Denton County property appraisals and homestead exemptions. Property owners in the city of Denton, Lewisville, the town of Flower Mound, and elsewhere throughout the county are served by DCAD.

In addition to all state-mandated exclusions, about a hundred different Denton County cities, schools, and special districts offer optional homestead tax exemptions, ranging up to $100,000 in some areas for disabled persons and seniors over 65.

The DCAD website allows property owners to download homestead exemption forms, or complete them online, ready-to-print. Finished forms and required documentation may be submitted online, returned by mail, or delivered in person during regular business hours.

Mailing Address:

Denton Central Appraisal District 

3911 Morse Street, Denton, TX 76208

Physical Address:

Denton Central Appraisal District

3911 Morse Street, Denton, TX 76208

Phone: (940) 349-3800

Denton County Appraisal District Resources

To find more links and resources for property taxes and homestead exemptions in Denton County, visit the Denton Central Appraisal District website.

Homestead Exemptions in Collin County

How Do Homestead Exemptions Work in Collin County, TX?

The Collin Central Appraisal District (Collin CAD) maintains property tax jurisdiction throughout Collin County, including the city of Plano, the town of Prosper, the city of Frisco, and more. Dozens of cities, schools, and special districts comprise the taxing entities under the Collin CAD.

On top of the state-wide residential homestead exemptions, taxing bodies in Collin County offer further homestead exclusions ranging up to 20% total in some cities. Seniors aged 65 or over and disabled persons also see additional exemptions exceeding $100,000 in some spots.

Collin County property owners can download homestead exemption applications and other related forms from the Collin CAD website. Forms can also be completed online and made print-ready. Finished applications and required documentation may be delivered by hand or by mail.

Mailing Address:

Collin Central Appraisal District 

250 Eldorado Parkway, McKinney, TX 75069

Physical Address:

Collin Central Appraisal District

250 Eldorado Parkway, McKinney, TX 75069

Phone: (469) 742-9200

Collin County Appraisal District Resources

Information and links related to residence homestead exemptions for property owners in Collin County can all be found on the Collin CAD website.

Homestead Exemptions in Rockwall County

How Do Homestead Exemptions Work in Rockwall County, TX?

The Rockwall Central Appraisal District (RCAD) manages property taxes and exemptions in the tiny Texas county of Rockwall. Cities under the jurisdiction of RCAD include Royse City, Rockwall, Heath, and McClendon-Chisholm.

In addition to the county, other taxing entities operate within the Rockwall Appraisal District, including Royse City and Rockwall ISDs, several cities, and a few municipal utility districts. 

Property owners in Rockwall County can now apply for residential homestead exemption online through the RCAD website. Similarly, property tax protests can be filed online through the site. Related homestead exemption forms are also available to download and print. Return completed forms and required documentation by mail or in person to the RCAD office. 

Mailing Address:

Rockwall Central Appraisal District

841 Justin Road, Rockwall, TX 75087

Physical Address:

Rockwall Central Appraisal District

841 Justin Road, Rockwall, TX 75087

Phone: (972) 771-2034

Rockwall County Appraisal District Resources

More links and resources related to Rockwall County, Texas, residence homestead exemptions can be found on the Rockwall Central Appraisal District website.

Homestead Exemptions in Kaufman County

How Do Homestead Exemptions Work in Kaufman County, TX?

Kaufman County property taxes are administered by the Kaufman Central Appraisal District (Kaufman CAD). Several towns and small communities fall under Kaufman CAD authority, including the city of Terrell, Kaufman, Cottonwood, and Forney.

About 50 different school districts, cities, and special districts operate within Kaufman County. A few of these taxing entities offer additional local option homestead exemptions for seniors 65 and over and disabled persons. 

Property owners in Kaufman County enjoy convenient access to residential homestead exemption applications and numerous other property-related forms on the Kaufman CAD website. Submit completed applications and required documents in person or by mail.

Mailing Address:

Kaufman Central Appraisal District

P.O. Box 819, Kaufman, TX 75142

Physical Address:

Kaufman Central Appraisal District

3950 South Houston Street, Kaufman, TX 75142

Phone: (972) 932-6081

Kaufman County Appraisal District Resources

Visit the Kaufman Central Appraisal District website for more information and resources for residence homestead exemptions in Kaufman County.

Homestead Exemptions in Ellis County

How Do Homestead Exemptions Work in Ellis County, TX?

Property owners in the Texas city of Waxahachie, the city of Ennis, the city of Midlothian, and other Ellis County communities are within the taxing jurisdiction of the Ellis Appraisal District.

Several school districts, cities, and emergency service districts function as taxing entities within Ellis County. These individual taxing units determine local options for additional exemptions.   

Applications for residence homestead exemption and other related forms are available for download or print from the Ellis Appraisal District website. When ready, submit applications and required documentation to the appraisal district by mail or in person.

Mailing Address:

Ellis Appraisal District

P.O. Box 878, Waxahachie, TX 75168

Physical Address:

Ellis Appraisal District

400 Ferris Avenue, Waxahachie, TX 75165

Phone: (972) 937-3552

Ellis County Appraisal District Resources

Residents can find additional links and information about Ellis County property taxes and homestead exemptions on the Ellis Appraisal District website.

Homestead Exemptions in Johnson County

How Do Homestead Exemptions Work in Johnson County, TX?

Johnson County property taxes are administered by the Central Appraisal District of Johnson County, serving residents of the city of Burleson, Cleburne, Alvarado, and other cities within the county.

Taxing units in Johnson County include several schools, cities, and special districts, with different local option exemptions depending on where you live in the county. 

Applications for residential homestead exemptions and other forms are available to fill out and print directly from the appraisal district website. Once complete, return forms and required documentation by mail or in-person during regular business hours. The CAD office also has a drop box available at the front door.

Mailing Address:

Central Appraisal District of Johnson County

109 N Main Street, Cleburne, TX 76033

Physical Address:

Central Appraisal District of Johnson County

109 N Main Street, Cleburne, TX 76033   

Phone: (817) 648-3000

Johnson County Appraisal District Resources

Links and information related to property taxes and homestead exemptions in Johnson County are located on the Central Appraisal District of Johnson County website.

Dallas Area Homeowners Save With Homestead Exemptions

If you’re considering moving to the Dallas-Fort Worth area, you’re encouraged to learn about property taxes. Armed with the information and resources necessary to qualify and apply for a homestead exemption, property owners throughout the North Texas region can take significant write-downs on their taxes each year. Depending on the county in which the property resides, additional discounts beyond the standard $40,000 homestead exemption may be available. Check your local appraisal district website for any local guidelines that may apply and discover all the resources you need to lower your property taxes.

Ready to find your dream Dallas-Fort Worth home? Reach out to The RealFX Group at (512) 956-7390 to contact an experienced local real estate agent and discover your new Dallas-Fort Worth home today.

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