8 Affordable Neighborhoods of Katy TX: Best Budget-Friendly Homes

If you're looking for a great place to live with an affordable price tag, look no further than the city of Katy, Texas. With its suburban charm, fantastic amenities, and easy access to all of Houston's major attractions, this city is quickly becoming one of the most sought-after places to call home in the state. While this desirability translates to an abundance of luxury neighborhoods in Katy, there are plenty of budget-friendly builds as well. If you’re looking for an affordable neighborhood in Katy, these eight neighborhoods are your best bet for finding a home that fits both your budget and your lifestyle.

Winward 

With two beautiful home collections to choose from, the Winward neighborhood is a scenic yet affordable place to call home. Its location is excellent, located only minutes from Katy Mills Mall and the Typhoon Texas Waterpark, and this master-planned community near Houston also has amenities closer to home.

Winward residents enjoy the beauty of a community pond with covered seating right next to the water, as well as walking trails with benches throughout the area. A large picnic pavilion with a grill and sink station has enough seating for group gatherings. An outdoor fitness center, large playground, and park are right down the street.

Being part of the greater Katy area allows Winward homeowners easy access to all the features the town has to offer. Less than 2 miles away, Paul D. Rushing Park has sports fields, the Beverly Kaufman Dog Park, and a large playground. Local schools include Youngblood Elementary, Haskett Junior High, and Paetow High School in Katy ISD.

Homes for sale in Winward typically run from the high $200s to the low $500s, with the majority of properties listing for under $350,000.

Sunterra

Sunterra offers affordable living with a vacation-style appeal. A 3.5-acre lagoon is the heart of this beautiful community, offering residents a beach experience in their own backyards. Building sandcastles, kayaking across the lagoon, and laying out in the sun are just a few of the activities you can experience every day.

Located in the Katy Independent School District, Sunterra offers a wide range of new construction home designs on Sunterra 40’ or 50’ lots. Two dozen Katy homebuilders have projects in Sunterra, so buyers have ample variety to choose from.

Homes for sale in Sunterra 40 range in size from around 1,600 to 2,600 square feet, and prices typically start around the mid-$300s. Floorplans for Sunterra 40 also include 3 to 5 bedrooms and 2 to 4 baths with a 2-car garage. Sunterra 50 homes are about 1,800 to 3,000 square feet and are generally priced starting from the low $400s.

Sunterra even offers a private wedding beach to make that special day even more memorable. The clubhouse can also be reserved for birthdays and other gatherings as well. 

Camillo Lakes

One of the newest communities in Katy is Camillo Lakes. Conveniently located near Interstate 10 and Grand Parkway, Camillo Lakes offers easy access to featured spots within Katy. Typhoon Texas, shopping and dining at Katy Mills Mall, and schools in Katy ISD are just moments away.

Camillo Lakes offers modern, energy-efficient homes as well as amenities such as a park, walking paths, two beautiful lakes open for watercraft, and a resort-style pool. Quite a few homes have waterfront access, as well.

Homes for sale in Camillo lakes typically start in the mid-$200s price range, and buyers have several floorplans to choose from. The Butler Plan contains 3-bedroom, 2.5-bath homes with raised ceilings, vinyl plank flooring, sodded front yards, and two-car garages. If you’re looking for something slightly larger, the Payton Plan offers 4 bedrooms and 2.5 baths with the same flooring, yard packages, and two-car garage as the Butler Plan, typically priced in the high $200s.

Cimarron

First built in the 1970s on the east side of Katy, Cimarron is a well-established community with easy access to the major roads and highways that run through the Katy area. Even downtown Houston is less than 30 miles away on I-10.

The community has its own clubhouse, swimming pool, tennis courts, and playground. The local city services also have baseball fields, swimming pools, tennis courts, parks, and playgrounds, offering residents plenty of outdoor activities.

Cimarron is located in the Katy Independent School District, where schools can be easily accessed from Beechnut Park Road or Mason Road.

HEB Plus, Walmart Supercenter, Kroger, and Whole Foods are some of the stores just down the street from Cimarron. Several restaurants and Katy Mills Mall are just a short drive from Cimarron. Local outdoor activities include Typhoon Texas Waterpark, George Bush Park and Bike Trails, Great Southwest Equestrian Park, and Exploration Park. 

Homes for sale in Cimarron are mainly one-story ranch-style homes ranging in price from $250,000 to $325,000. The lots are approximately 7,700 square feet with homes having 3-bedroom, 2-bath, two-car garage layouts on an average of 1,700 square feet.

Memorial Parkway

Memorial Parkway is a quiet and peaceful community. Known for its beautiful landscaping and massive trees, Memorial is a well-established neighborhood in Katy.

The community center at Memorial Parkway has a pool and common area parks with playgrounds for children. Tennis courts and volleyball courts are nearby, as well as a convenient second pool for residents to use.

Memorial Parkway allows for easy access to staple stores such as Kroger, Walmart, HEB Plus, and Whole Foods. Restaurants, lounges, cafes, juice bars, and commercial establishments can be found nearby on Mason Road as well.

The Memorial Parkway community is well-maintained by the Memorial Parkway Homeowners Association. Like many of the other featured communities listed above, Memorial is also located in the nationally ranked Katy Independent School District.

Homes for sale in Memorial Parkway typically average 1,700 to 3,000 square feet and range from the high $200s to the low $300s. Many of the homes presently for sale in Memorial Parkway were built in the 1970s and 1980s.

Raintree Village

Raintree Village is known for its beautiful homes and picturesque landscaping. Located about 30 miles from downtown Houston via Grand Parkway and Interstate 10, Raintree rests in an area with plenty of entertainment, shopping, and dining.

The community center at Raintree has a playground and a swimming pool. You can challenge your friends to a game of one-on-one at the basketball courts or hit the volleyball around at one of Raintree’s volleyball courts.

A short drive from Raintree Village are grocery stores like HEB, Kroger, and Walmart, to name a few. Major restaurants, Katy Mills Mall, LaCenterra, and big attractions like Typhoon Texas are only minutes away. Emergency clinics and hospitals are in the area as well. Schools in the Raintree area are all part of Katy ISD.

The average home sale price in Raintree Village is roughly $300,000, while lot sizes average nearly 6,400 square feet, giving plenty of room for add-ons to your home or improvements to your landscaping.

Westfield Village

Westfield Village is known for its back-to-nature beauty and easy access to the main thoroughfares that tie this section of the metro together. Clay Road and Grand Parkway will put you on Interstate 10, which can get you to Houston in under an hour and to Katy Mills Mall in less than 20 minutes.

Westfield boasts a playground, splash pad, baseball field, and soccer field, which complement the golf courses, scenic parks, and lush woodlands.

Shopping centers, well-known restaurants, and Bear Creek Pioneer Park are all near Westfield Village. Bear Creek is a 2,300-acre recreational area with tennis courts, a petting zoo, and covered pavilions. Entertainment attractions like Typhoon Texas Waterpark are just minutes away by car. Westfield schools are in the Katy Independent School District or Cypress-Fairbanks Independent School District.

Residents of Westfield can enjoy the massive trees and plentiful vegetation that give this community its warm, welcoming feel. Homes for sale in Westfield are typically priced in the high $200s or low $300s for a 4-bedroom, 3-bath home of about 2,200 square feet. Spacious lot sizes between 5,000 square feet to 10,000 square feet allow for desirable home additions like sunrooms and swimming pools.

Morton Ranch

The charming Morton Ranch neighborhood is located by Mason Road and Morton Road, just a short drive from Interstate 10. Markets and superstores are just down the street as well as popular restaurants and clothing stores.

A beautiful pond graces the landscape at Morton Ranch. Enjoy a stroll around the water on the walking trail or have fun at one of the two playgrounds Morton Ranch has to offer. Next to one of the playgrounds is the community pool, where you can lay out or enjoy a swim, or you can take the kids to cool off over at the park’s splash pad.

Interstate 10 brings all the excitement of Houston and surrounding attractions within minutes of Morton Ranch. Katy Mills Mall, the Houston business district, the Galleria, Greenway Plaza, and West Houston Airport are within a 30-mile radius. LaCenterra at Cinco Ranch, major hospitals, movie theatres, and shopping are a short drive away at Lakecrest Park. Local Katy ISD schools include Morton Ranch Elementary, Junior High, and High Schools, all three located just south of the neighborhood.

Homes for sale in Morton Ranch typically list in the low to mid-$300s for a 4-bedroom, 3-bath home of approximately 2,160 square feet. The median lot size is around 5,600 square feet, which allows plenty of room to grow.

Affordable Living in Katy, TX

Katy has homes that can meet any lifestyle, no matter your preference. Whether you prefer beautiful new homes built in vacation-style surroundings or a seasoned home that offers unique charm, these Katy communities have it all. Comfort, convenience, and entertainment are only a few perks of choosing one of these budget-friendly communities.